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US Patent 11423405 Peer validation for unauthorized transactions

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Is a
Patent
Patent
0

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
0
Patent Number
114234050
Patent Inventor Names
Colm Nolan0
Juan F Vargas0
Mark Maresh0
Michael J. Whitney0
Date of Patent
August 23, 2022
0
Patent Application Number
165660070
Date Filed
September 10, 2019
0
Patent Citations
‌
US Patent 10037534 Method and system for authorizing card account transactions by geographic region
‌
US Patent 11288675 Method and system for improving security of financial transactions
‌
US Patent 10148649 Automated scalable identity-proofing and authentication process
Patent Primary Examiner
‌
Jamie R Kucab
0

A method for peer validation for unauthorized transactions includes receiving a request to validate a user performing a transaction anomaly, wherein the transaction anomaly represents a potential fraudulent financial transaction. The method, responsive to identifying one or more boundaries to search for validation users, identifies a set of validation users in the identified one or more boundaries, where each validation user from the set of validation users has the ability to visually confirm the user performing the transaction as a valid user associated with an account for the transaction anomaly. The method displays information for the valid user associated with the account for the transaction anomaly. The method, responsive to determining the user is not validated for the transaction anomaly, declines the transaction anomaly.

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