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US Patent 11374914 Systems and methods for determining knowledge-based authentication questions

Patent 11374914 was granted and assigned to Capital One on June, 2022 by the United States Patent and Trademark Office.

OverviewStructured DataIssuesContributors

Contents

TimelineTable: Further ResourcesReferences
Is a
Patent
Patent

Patent attributes

Patent Applicant
Capital One
Capital One
Current Assignee
Capital One
Capital One
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
11374914
Patent Inventor Names
Joshua Edwards6
Michael Mossoba6
Abdelkader Benkreira6
Date of Patent
June 28, 2022
Patent Application Number
16915342
Date Filed
June 29, 2020
Patent Citations
‌
US Patent 10165065 Abusive access detection in a social networking system
1
‌
US Patent 10812478 Methods and systems for verifying an identity of a user through contextual knowledge-based authentication
2
‌
US Patent 10482223 Systems and methods for selecting questions for knowledge-based authentication based on social entropy
‌
US Patent 10157275 Techniques for access management based on multi-factor authentication including knowledge-based authentication
Patent Citations Received
‌
US Patent 12126605 Systems and methods for determining knowledge-based authentication questions
5
Patent Primary Examiner
‌
Tongoc Tran
CPC Code
‌
H04L 69/22
‌
H04L 63/08
‌
H04W 12/06
‌
H04L 63/102
‌
G06F 21/31

Systems and methods for authenticating a user may include transmitting a request for a first set of information after validation of authentication information; receiving a response comprising the first set of information; parsing the first set of information using one or more template-based algorithms by scanning one or more websites to determine publicly available information associated with a user; comparing compare one or more results of the parsing with a second set of information to yield compromised information associated with the user; eliminating one or more portions of the second set of information based on the comparison; presenting a third set of information to authenticate the user based on the elimination and by supplementing the first set of information with a fourth set of information; and presenting a fifth set of information to authenticate the user if the third set of information fails to reach a predetermined threshold number.

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