Patent attributes
A method for performing a card-to-card direct contactless transaction between a first active smart card and a second active smart card, each comprising an active near-field communication (“NFC”) reader. The method may include activating the first active smart card by receiving input of a personal identification number (“PIN”) on a keypad located on the first active smart card, verifying the PIN and further receiving input of a transaction amount on the keypad. The method may further include initiating a wireless NFC communication to perform the transaction by positioning the first active smart card within a pre-determined distance to the second active smart card and confirming accuracy of each of the first and second active smart card using the active NFC reader to retrieve card ID data and confirm accuracy. Following confirming, the method may include completing the transaction using the first active smart card and a payment network.
