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US Patent 11151468 Behavior analysis using distributed representations of event data

Patent 11151468 was granted and assigned to Experian on October, 2021 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent

Patent attributes

Patent Applicant
Experian
Experian
Current Assignee
Experian
Experian
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
11151468
Date of Patent
October 19, 2021
Patent Application Number
20160630
Date Filed
June 30, 2016
Patent Citations Received
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US Patent 12079371 Personal identifiable information encoder
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US Patent 12015924 Multi-MCC code bundle for use in increasing travel security
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US Patent 12026723 Electronic payment network security
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US Patent 11570177 Distributed remote network systems for processing resource center operations
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US Patent 11580259 Identity security architecture systems and methods
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US Patent 11587099 Electronic payment network security
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US Patent 11301586 Systems and processes for lossy biometric representations
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US Patent 11790363 Cryptocurrency storage distribution
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Patent abstract

The features relate to artificial intelligence directed detection of user behavior based on complex analysis of user event data including language modeling to generate distributed representations of user behavior. Further features are described for reducing the amount of data needed to represent relationships between events such as transaction events received from card readers or point of sale systems. Machine learning features for dynamically determining an optimal set of attributes to use as the language model as well as for comparing current event data to historical event data are also included.

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