The present disclosure provides a surface-mounted device and a mobile terminal. The surface-mounted device includes a rigid-flex board, at least one antenna array provided at the rigid-flex board; and a radio frequency integrated chip packaged in the rigid-flex board and connected to the at least one antenna array. The surface-mounted device can be welded to a main board of the mobile terminal as a separate device, making the installation convenient. Moreover, an omnidirectional coverage can be achieved when two opposite corners of the mobile terminal are respectively provided with one surface-mounted device.