Is a
Patent attributes
Patent Applicant
Current Assignee
Patent Jurisdiction
Patent Number
Patent Inventor Names
Aaron Ng Ligon0
Manuel De Jesus Arias0
Max Levchin0
Roberto Novoa0
Andrew Gettings Stevens0
Christopher Beckmann0
Jeffrey Howard Kaditz0
Date of Patent
June 8, 2021
0Patent Application Number
149205730
Date Filed
October 22, 2015
0Patent Primary Examiner
Patent abstract
A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.
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