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US Patent 11004080 Fraud deterrence and/or identification using multi-faceted authorization procedures

Patent 11004080 was granted and assigned to Capital One on May, 2021 by the United States Patent and Trademark Office.

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Is a
Patent
Patent
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Patent attributes

Patent Applicant
Capital One
Capital One
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Current Assignee
Capital One
Capital One
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
110040800
Patent Inventor Names
Michael Mossoba0
Abdelkadar M'Hamed Benkreira0
Joshua Edwards0
Date of Patent
May 11, 2021
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Patent Application Number
159330240
Date Filed
March 22, 2018
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Patent Citations
‌
US Patent 10509951 Access control through multi-factor image authentication
Patent Primary Examiner
‌
Elizabeth H Rosen
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Patent abstract

A device may receive, from a user device, a multimedia file that is to be used to authenticate a transaction card. The multimedia file may include data identifying a face of a user, data identifying a transaction card identifier, and data identifying an authorized action. The device may determine whether to authenticate the transaction card by executing one or more authentication procedures. The device may execute a first authentication procedure to verify that the multimedia file includes the data identifying the face of the user, the data identifying the transaction card identifier, and the data identifying the authorized action. The device may determine whether to activate the transaction card based on whether the transaction card has been authenticated. The device may provide a notification to the user device indicating whether the transaction card has been activated based on whether the transaction card has been activated.

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