Patent 10984666 was granted and assigned to Massachusetts Mutual Life Insurance Company on April, 2021 by the United States Patent and Trademark Office.
Disclosed herein are systems and methods of artificial intelligence learning systems. In some embodiments the artificial intelligence system presents options to users based on their life stage and personality profile. Family or group structures may be created within an application. Options may be created and presented based on the family structure such as chores may be assigned to children, money may be transferred between family members, and scores may be assigned to different users.