An apparatus includes a capture device and a processor. The capture device may be configured to generate a plurality of video frames corresponding to an interior view of a vehicle. The processor may be configured to perform operations to detect objects in the video frames, detect (a) occupants of the vehicle and (b) seats of the vehicle based on the objects detected in the video frames, determine a status of a seatbelt for each of the occupants and select a reaction based on (a) a state of the seatbelt and (b) characteristics of the occupants. The reaction may be selected to encourage proper usage of the seatbelt based on the characteristics of the occupants. The characteristics may be determined by performing the operations on each of the occupants.