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US Patent 10938815 System and methods to establish user profile using multiple channels

Patent 10938815 was granted and assigned to Aetna on March, 2021 by the United States Patent and Trademark Office.

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Is a
Patent
Patent

Patent attributes

Patent Applicant
Aetna
Aetna
Current Assignee
Aetna
Aetna
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
10938815
Date of Patent
March 2, 2021
Patent Application Number
16417314
Date Filed
May 20, 2019
Patent Citations
‌
US Patent 10282728 Detecting fraudulent mobile payments
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US Patent 10015185 Risk score aggregation for automated detection of access anomalies in a computer network
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US Patent 10043180 System and method for secure transactions at a mobile device
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US Patent 10091230 Aggregating identity data from multiple sources for user controlled distribution to trusted risk engines
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US Patent 10091312 Data structures for intelligently resolving deterministic and probabilistic device identifiers to device profiles and/or groups
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US Patent 10334062 Systems and methods for recognizing a device
Patent Primary Examiner
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Michael Simitoski
Patent abstract

Embodiments of the disclosure provide a method of establishing a user profile using multiple channels. Embodiments allow compatibility of the user profile across several authentication systems. The user profile is created upon registration and is updated with attributes after authenticating and authorizing the user according to a pre-defined assurance level. The user profile contains attributes pertaining to the user and user device. The attributes can be analyzed by authentication systems to optimize data security.

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