US Patent 10904235 Predicting input locations for data aggregation using machine learning

Apparatuses, systems, methods, and computer program products are disclosed for distributed and/or decentralized data aggregation. A method includes determining a user's electronic credentials for a third party service provider. A method includes detecting that access to a third party service provider is unavailable. A method includes processing, using machine learning, a website of a third party service provider to determine a prediction of an input location for a user's electronic credentials. A method includes accessing a third party service provider using a predicted input location for a user's electronic credentials to download data associated with the user from the third party service provider.