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US Patent 10574650 System for electronic authentication with live user determination

Patent 10574650 was granted and assigned to BANK OF AMERICA CORPORATION on February, 2020 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent

Patent attributes

Patent Applicant
Current Assignee
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
10574650
Date of Patent
February 25, 2020
Patent Application Number
15598074
Date Filed
May 17, 2017
Patent Citations
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US Patent 10157275 Techniques for access management based on multi-factor authentication including knowledge-based authentication
Patent Citations Received
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US Patent 11854337 Gaming systems and methods using image analysis authentication
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US Patent 11528267 System for automated image authentication and external database verification
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US Patent 11694336 System and method for machine learning-driven object detection
0
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US Patent 11398127 Gaming systems and methods using image analysis authentication
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US Patent 11463436 Computing systems utilizing generated unique authorization identifiers for authorizing user operations and methods of use thereof
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US Patent 10791114 Computing systems utilizing generated unique authorization identifiers for authorizing user operations and methods of use thereof
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US Patent 10853467 Data access control using multi-device multifactor authentication
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US Patent 11288508 System and method for machine learning-driven object detection
...
Patent Primary Examiner
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John B King
Patent abstract

Systems, computer products, and methods are described herein for improved authentication utilizing two factor authentication of a user. The two factors include a verified identification and a liveness identification. The verified identification may be a governmental verified identification, and the liveness identification may be a video of the user. The user may capture the verified identification and the liveness identification using the user's mobile device. The organization may authenticate the user by identifying the user from the verified identification image and identifying that the user is active by identifying movement from the liveness identification image. Additional authentication may include requiring and/or identifying an identifier from the liveness identification image (e.g., movement, object, characters, or the like), and/or capture image data related to a time or a location at which the images were captured.

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