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US Patent 10503394 System and method for facilitating access to electronic data

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Patent
Patent

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
10503394
Date of Patent
December 10, 2019
Patent Application Number
15286479
Date Filed
October 5, 2016
Patent Citations
‌
US Patent 10157400 Interoperable reward currency system, method, and apparatus
Patent Primary Examiner
‌
Chikaodinaka Ojiaku
Patent abstract

A method and system are provided for facilitating access to electronic data. The method is executed by a processor of a computing device. The computing device includes the processor coupled to a memory, a communications module, and an input device. The method includes receiving a first input from the input device representing a request from a request initiator to access funds for use in a transaction, requesting and receiving, via the communications module, financial health data associated with the request initiator, and determining a second input for accessing the funds. The second input is received from the input device and has a complexity dependent on the financial health data. The method also includes facilitating access to the funds when the second input is received.

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