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US Patent 10469487 Biometric electronic signature authenticated key exchange token

Patent 10469487 was granted and assigned to Wells Fargo on November, 2019 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent

Patent attributes

Patent Applicant
Wells Fargo
Wells Fargo
Current Assignee
Wells Fargo
Wells Fargo
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
10469487
Date of Patent
November 5, 2019
Patent Application Number
15623213
Date Filed
June 14, 2017
Patent Citations
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US Patent 10242362 Systems and methods for issuance of provisional financial accounts to mobile devices
Patent Citations Received
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US Patent 12088730 Tracking provenance of digital data
0
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US Patent 11893151 Apparatus for external activity verification and a method for its use
0
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US Patent 11991166 Method and apparatus for an identity assurance score with ties to an ID-less and password-less authentication system
0
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US Patent 12021979 Biometric scanner apparatus and methods for its use
0
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US Patent 11528269 Application for requesting multi-person authentication
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US Patent 11569999 Dynamic tokenization table exchange
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US Patent 11651357 Multifactor authentication without a user footprint
0
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US Patent 11664995 Decentralized document and entity verification engine
0
...
Patent Primary Examiner
‌
Samson B Lemma
Patent abstract

A method of generating a biometric electronic signature authenticated key exchange (“BESAKE”) token. The method begins when a biometric sample captured from a signing party is received. A secret knowledge factor is received. An encryption key is generated using the secret knowledge factor as an input to a password authenticated key exchange protocol. The biometric sample is encrypted with the encryption key. The BESAKE token is generated and includes the encrypted biometric sample and a signing party identifier associated with the secret knowledge factor. The BESAKE token can be verified using a decryption key generated using a stored knowledge factor as an input to the password authenticated key exchange protocol. The secret knowledge factor is retrieved based on the signing party identifier. The identity of the signing party can be authenticated by decrypting the biometric sample from the BESAKE token using the decryption key and matching the decrypted biometric sample.

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