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US Patent 10438198 Derived unique token per transaction

Patent 10438198 was granted and assigned to Wells Fargo on October, 2019 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent

Patent attributes

Patent Applicant
Wells Fargo
Wells Fargo
Current Assignee
Wells Fargo
Wells Fargo
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
10438198
Patent Inventor Names
Jeffrey J. Stapleton0
Phillip H. Griffin0
Date of Patent
October 8, 2019
Patent Application Number
15600512
Date Filed
May 19, 2017
Patent Citations Received
‌
US Patent 11921836 Systems for enabling tokenized wearable devices
0
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US Patent 11256798 Systems and methods for decryption as a service
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US Patent 11711350 Systems and processes for vaultless tokenization and encryption
0
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US Patent 11863548 Generation and verification of a temporary authentication value for use in a secure transmission
0
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US Patent 11880446 Systems and methods for decryption as a service
0
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US Patent 11924249 System and method for distance based secured communication over an unsecure communication channel
0
‌
US Patent 11238449 Efficient validation of transaction policy compliance in a distributed ledger system
0
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US Patent 10706400 Systems and methods for financial operations performed at a contactless ATM
...
Patent Primary Examiner
‌
Fatoumata Traore
Patent abstract

Examples described herein relate to systems, apparatuses, and methods for using tokens between two entities comprising a client device and a server, including receiving, by the server, a token from the client device, wherein the token is unique to a transaction, deriving, by the server, a server-derived token from the original data based on a transaction count, wherein the transaction count corresponds to a number of times that the original data is involved in transactions, comparing, by the server, the received token with the server-derived token, and responsive to determining that the received token and the server-derived token are same, sending, by the server, a verification message.

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