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US Patent 10163107 Technical fallback infrastructure

Patent 10163107 was granted and assigned to Block on December, 2018 by the United States Patent and Trademark Office.

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Contents

Patent abstractTimelineTable: Further ResourcesReferences
Is a
Patent
Patent
1

Patent attributes

Patent Applicant
Block
Block
1
Current Assignee
Block
Block
1
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
1
Patent Number
101631071
Patent Inventor Names
David Terra1
Martin Mroz1
Michael Wells White1
Charles Nicholson1
Jason Holmes1
Date of Patent
December 25, 2018
1
Patent Application Number
150876981
Date Filed
March 31, 2016
1
Patent Citations Received
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US Patent 12118597 Emergency management system
2
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US Patent 11861589 Multi-source transaction processing
3
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US Patent 11861623 Technical fallback infrastructure
4
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US Patent 11893580 Establishment of a secure session between a card reader and a mobile device
5
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US Patent 11909736 Systems and methods for authenticating an electronic transaction using hosted authentication service
6
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US Patent 12020235 Multi-source transaction processing
7
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US Patent 12062032 Device for facilitation of payments
8
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US Patent 12086812 Dynamic device performance evaluation
9
...
Patent Primary Examiner
‌
Ariel J Yu
1
Patent abstract

In some examples, methods and systems may institute technical fallback by determining, by a payment processing system, and based on analysis of the communication status indicator and the data obtained when a magnetic stripe of the payment object is introduced in magnetic stripe object reader, whether the payment object was swiped while an EMV object reader was communicatively coupled to the POS terminal. If the magnetic stripe of the payment object was swiped while the EMV object reader was connected to the POS terminal, the payment processing system extracts a transaction count indicating a number of times the customer has attempted to insert a chip of the payment object into the EMV object reader prior to swiping magstripe. By comparing the transaction count with a threshold count, the payment processing system authorizes the payment transaction as a technical fallback transaction if the transaction count is greater than the threshold count.

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