A construction set and method for assembling a single-, or multi-level Relocatable Habitat Unit (RHU) requiring a plurality of flat panels that include male (M) and female (F) lock connectors located on their respective peripheries and a frame constructed from a plurality vertical corner posts and horizontal beams. The entire RHU can be assembled using a single, hand-operated tool to engage a selected M lock with a selected F lock in addition to other securing hardware. First the floor is established and leveled. Next, starting at a corner, the walls are erected around the floor using vertical corner posts and horizontal beams. Finally, the roof is created. The same, hand-operated tool is used for each task.