US Patent 7571128 Multi-vehicle incentive program

A method and computer system for structuring two-vehicle financing. A price for a first vehicle having a first fuel economy is determined, and an average amount that the first vehicle will be driven each month is estimated. These steps are repeated for a second vehicle having a second fuel economy. Loan/lease terms are determined for both vehicles combined. A monthly transportation cost for the first and second vehicles combined is calculated based on the monthly loan or lease payment and the estimated amount that the first and second vehicles will be driven each month, respectively.