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US Patent 11842298 Integrated database for expediting transaction processing

Patent 11842298 was granted and assigned to Block on December, 2023 by the United States Patent and Trademark Office.

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Contents

Patent abstractTimelineTable: Further ResourcesReferences
Is a
Patent
Patent
1

Patent attributes

Patent Applicant
Block
Block
1
Current Assignee
Block
Block
1
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
1
Patent Number
118422981
Patent Inventor Names
Jesse Reiss1
Andrew Lin1
Ajit Kalidindi Varma1
Joseph Loree Robinson1
Date of Patent
December 12, 2023
1
Patent Application Number
173312031
Date Filed
May 26, 2021
1
Patent Citations
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US Patent 7707089 Method and system for automating fraud authorization strategies
1
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US Patent 7764185 System, user warning and positioning device for use therein, and computer program product therefor, for tactical distributed event warning notification for individual entities
1
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US Patent 7810729 Card reader device for a cell phone and method of use
1
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US Patent 7257552 Consumer products distribution system
1
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US Patent 7376600 Intelligent fulfillment agents
1
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US Patent 7475024 System and method for distributing in real-time, inventory data acquired from in-store point of sale terminals
1
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US Patent 7539644 Method of processing online payments with fraud analysis and management system
1
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US Patent 7685023 Method, system, and computer program product for virtualizing a physical storefront
1
...
Patent Primary Examiner
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Ashford S Hayles
1
CPC Code
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G06Q 20/202
1
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G06Q 20/386
1
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G06Q 20/4016
1
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G06Q 10/087
1
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G06Q 20/409
1
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G06Q 20/384
1
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G06Q 30/06
1
Patent abstract

Expedited transaction processing using a database of integrated in-store and online transactions is described. First transaction information associated with a first transaction conducted in a physical store of a merchant and second transaction information associated with a second transaction conducted via an online store of the merchant can be received. The first transaction can be processed based at least partly on the first transaction information and a record of the first transaction can be stored in the database. Based at least partly on the record, the second transaction can be processed using at least a portion of the second transaction information by (i) sending, to a card authorization service, the second payment information and (ii) generating an indication that the first payment information was authorized for the first transaction at the physical store. A computing device of the online store can be notified that the second transaction is allowed.

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