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US Patent 11777930 Transaction authentication

Patent 11777930 was granted and assigned to NCR Corporation on October, 2023 by the United States Patent and Trademark Office.

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Patent abstractTimelineTable: Further ResourcesReferences
Is a
Patent
Patent

Patent attributes

Patent Applicant
NCR Corporation
NCR Corporation
Current Assignee
NCR Corporation
NCR Corporation
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
11777930
Patent Inventor Names
Husameldin M Ali Ibrahim
Bruce McBain
Charlie Harrow
Date of Patent
October 3, 2023
Patent Application Number
17966309
Date Filed
October 14, 2022
Patent Citations
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US Patent 10142333 Biometric reference template record
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US Patent 10263787 Scalable authentication for decentralized applications
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US Patent 10373148 Proactive bank transaction staging methods and systems
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US Patent 11403637 Systems and methods for pre-authenticating a user of a payment card over a network
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US Patent 10614204 Facial recognition authentication system including path parameters
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US Patent 7690032 Method and system for confirming the identity of a user
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US Patent 8041956 Method and system for biometric authentication
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US Patent 8397988 Method and system for securing a transaction using a card generator, a RFID generator, and a challenge response protocol
...
Patent Primary Examiner
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Kari L Schmidt
CPC Code
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H04L 63/0861
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H04W 12/069
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G06Q 20/40145
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G06Q 20/1085
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G06Q 20/3223
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G06Q 20/3224
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G06Q 20/40
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G06Q 20/206
...
Patent abstract

A biometric token is generated for a user and provided to a user-operated device. A pre-staged transaction is defined by a user and the user supplies the token for association with the pre-staged transaction. Subsequently, a user visits a transaction terminal and a new candidate token is generated from biometric attributes of the user. The candidate token is matched to the token associated with pre-staged transaction to authenticate the user and the pre-staged transaction is processed at the transaction terminal as a completed transaction.

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