US Patent 11763278 Deposit token service system, apparatus and method
Patent 11763278 was granted and assigned to Bottomline Technologies on September, 2023 by the United States Patent and Trademark Office.
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US Patent 11763278 Deposit token service system, apparatus and method
Article
Patent abstract
A system, method and apparatus for providing a global service for securely storing deposit instructions is described. The service provides payment processing services with a central location to translate payee information into a revocable d-token that represents the payee deposit instructions. A second service allows qualified banking institutions to convert the d-token into deposit instructions to effectuate a funds transfer.
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Patent Applicant
Current Assignee
Patent Jurisdiction
Patent Number
Patent Inventor Names
Jamie Florio
Date of Patent
September 19, 2023
Patent Application Number
16818015
Date Filed
March 13, 2020
Patent Citations
Patent Primary Examiner
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