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US Patent 11763278 Deposit token service system, apparatus and method

Patent 11763278 was granted and assigned to Bottomline Technologies on September, 2023 by the United States Patent and Trademark Office.

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Contents

Patent abstractTimelineTable: Further ResourcesReferences
Is a
Patent
Patent

Patent attributes

Patent Applicant
Bottomline Technologies
Bottomline Technologies
Current Assignee
Bottomline Technologies
Bottomline Technologies
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
11763278
Patent Inventor Names
Jamie Florio
Date of Patent
September 19, 2023
Patent Application Number
16818015
Date Filed
March 13, 2020
Patent Citations
‌
US Patent D764495 Display device with initiating transfer animation for a user interface
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US Patent 9449346 System and method for programmatically accessing financial data
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US Patent D776131 Display device with transfer animation for a user interface
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US Patent 9595023 System and method for facilitating programmatic verification of transactions
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US Patent 9798984 Collaborative ticketing system
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US Patent D803233 Display device with animated graphical user interface element
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US Patent 9928490 System and method for transferring funds
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US Patent 10235356 Dual authentication method for identifying non-exactly matching text
...
Patent Primary Examiner
‌
Chrystina E Zelaskiewicz
Patent abstract

A system, method and apparatus for providing a global service for securely storing deposit instructions is described. The service provides payment processing services with a central location to translate payee information into a revocable d-token that represents the payee deposit instructions. A second service allows qualified banking institutions to convert the d-token into deposit instructions to effectuate a funds transfer.

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