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US Patent 11501569 System for verifying the identity of a user

Patent 11501569 was granted and assigned to Capital One on November, 2022 by the United States Patent and Trademark Office.

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Is a
Patent
Patent

Patent attributes

Patent Applicant
Capital One
Capital One
Current Assignee
Capital One
Capital One
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
11501569
Date of Patent
November 15, 2022
Patent Application Number
17172852
Date Filed
February 10, 2021
Patent Citations
‌
US Patent 10452897 System for verifying the identity of a user
Patent Primary Examiner
‌
David F Dunphy
CPC Code
‌
G06F 21/32

A system receives an image including a live facial image of the user and an identity document including a photograph of the user. Moreover, the system calculates a facial match score by comparing facial features in the live facial image to facial features in the photograph. The system recognizes data objects and characters in the identity document using optical character recognition (OCR) and computer vision, and then identifies, based on the recognized data objects and characters, a type of the identity document. Further, the system calculates a document validity score by comparing the recognized characters and data objects to character strings and data objects known to be present in the identified type of the identity document. Additionally, the system determines and outputs the user's identity verification status based on comparing the facial match score to a facial match threshold and comparing the document validity score to a document validity threshold.

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