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US Patent 11308481 Cardless ATM authentication

Patent 11308481 was granted and assigned to Wells Fargo on April, 2022 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent
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Patent attributes

Patent Applicant
Wells Fargo
Wells Fargo
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Current Assignee
Wells Fargo
Wells Fargo
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
113084810
Patent Inventor Names
Jeffrey Cornman0
Michael R. Thomas0
Roger Baclig0
Armin Ajami0
Darrell Suen0
Date of Patent
April 19, 2022
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Patent Application Number
153950720
Date Filed
December 30, 2016
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Patent Citations
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US Patent 10373246 Method and apparatus of providing enhanced authentication and security for financial institution transactions
Patent Citations Received
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US Patent 11568418 Payment application based fund transfer
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US Patent 11610191 Cash transaction machine
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US Patent 11778473 Mobile identification using thin client devices
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US Patent 11790337 Automated teller machine (ATM) including an application programming interface (API)-equipped, embedded mobile computer
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US Patent 11924249 System and method for distance based secured communication over an unsecure communication channel
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US Patent 11936650 Multi-factor secure operation authentication
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US Patent 12118526 Automated teller machine (ATM) including an application programming interface (API)-equipped, embedded mobile computer
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Patent Primary Examiner
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Chia Yi Liu
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CPC Code
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G06Q 20/3278
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G06Q 20/1085
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G06Q 20/4012
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G06Q 20/40145
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Systems and methods for cardless authentication of a user at an automated teller machine are described. A method includes receiving, by a mobile device, a proximity notification from an automated teller machine; receiving, by the mobile device, a request for authentication information regarding a user of the mobile device; and transmitting, by the mobile device, the authentication information to the automated teller machine for authentication to, in turn, enable a user to perform a financial transaction at the automated teller machine based upon the transmitted authentication information.

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