Disclosed herein is a VTOL tilt-wing aircraft that serves as a 4-6 passenger airliner for scheduled service between city centers and that is optimized for travel distances from 100-500 miles fully loaded with passengers and fuel. The VTOL aircraft solves technical, cost, and time problems inherent in other forms of transportation, including, but not limited to, rail, passenger airlines, and helicopters. The VTOL aircraft (1) takes off and lands like a helicopter, (2) flies fast like a jet, and (3) costs less than or comparable to a helicopter.