Patent 10580007 was granted and assigned to MoneyGram International on March, 2020 by the United States Patent and Trademark Office.
A method of staging a transaction includes receiving transaction information including a transaction type, sender and recipient information, and compliance data. A staging record is generated responsive to the transaction information, including a retrieval key for fulfillment of the transaction, where the transaction proceeds if the retrieval key leads to the staging record and the compliance data are consistent with applicable rules.