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US Patent 10528945 Open ticket payment handling with incremental authorization

Patent 10528945 was granted and assigned to Block on January, 2020 by the United States Patent and Trademark Office.

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Contents

Patent abstractTimelineTable: Further ResourcesReferences
Is a
Patent
Patent
1

Patent attributes

Patent Applicant
Block
Block
1
Current Assignee
Block
Block
1
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
1
Patent Number
105289451
Patent Inventor Names
Eric Dickeson Muller1
Christopher Philip Renke1
Michael Wells White1
Mathew Wilson1
Date of Patent
January 7, 2020
1
Patent Application Number
146755551
Date Filed
March 31, 2015
1
Patent Citations
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US Patent 10019698 Merchant cash advance payment deferrals
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US Patent 10007953 Fund withholding for payroll payments
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US Patent 10019011 Autonomous vehicles featuring machine-learned yield model
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US Patent 10019149 Systems and methods for implementing retail processes based on machine-readable images and user gestures
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US Patent 10043162 Open ticket payment handling with bill splitting
1
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US Patent 10043209 Method and system for consumer transactions using voice or human based gesture actions
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US Patent 10055722 Transitioning point-of-sale devices between modes
1
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US Patent 10068225 System and method for utilizing a universal prepaid card
...
Patent Citations Received
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US Patent 11783310 Point-of-sale authorization
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US Patent 11790470 Storage service for sensitive customer data
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US Patent 11803829 Device-aware communication requests
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US Patent D1021943 Display screen or portion thereof with a graphical user interface
29
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US Patent 12008665 Methods and system for sensor-based layout generation
30
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US Patent 10915905 Batch-processing transactions in response to an event
1
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US Patent 10943311 Order fulfillment and tracking systems and methods
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US Patent 11295371 Integrating predefined templates with open ticket functionality
Patent Primary Examiner
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William J Jacob
1
Patent abstract

A payment handling system operates to handle payments for the cost of an open ticket transaction in which incremental authorization operations are performed. The payment handling system receives items to add to the open ticket, payment instruments for paying the cost of the open ticket or adjustments to any bill splitting arrangement throughout the life of the open ticket. As items are added, payment instruments are received, and/or adjustments are input, the amount allocated to the one or more payments instruments may be updated. Incremental authorization values are determined for some or all of the payment instruments. When the amount allocated to a payment instrument exceeds the incremental authorization value, an authorization of the instrument is attempted and a new authorization value is determined. At the end of the interaction, the open ticket is closed and payment is executed.

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