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SoFi or Social Finance is a finance company offering lending and wealth management services.

Provider of an innovative student lending platform intended to start refinancing student loans. The company's platform includes online banking, personal, mortgage and wealth management, enabling students to receive a lower interest rate based on their career experience, monthly income, financial history and education.

SoFi also provides their SoFi Money, a cash management account which works to earn the user 1.60% APY and their SoFi Invest, a mobile application which allows users to trade stocks and ETFs, buy cryptocurrencies, and start automated investing. For all of their services, SoFi works to save on their operating costs through online-only services.


SoFi's competitors include Avant, an online platform for credit alternatives to middle income consumers; Lending Club which is an online financial platform that connects lenders with borrowers; LendKey Technologies, an online lending platform that allows users to apply for student, home improvement and auto loans; Earnest, which is an online lending marketplace that offers student loans; LendingTree, an online lending exchange connecting consumers with lenders; CommonBond, which offers students a hybrid repayment for their student loans; Prosper Marketplace, which offers a peer-to-peer loan marketplace; Upstart, which offers personal and education loans; Credible, which offers student loan refinancing for as low as 2.21% APR; Education Loan Finance, which offers variable repayment periods for as low as 2.39% APR; Laurel Road, which offers student and consumer loan options; and GreenNote, which offers students the option of receiving loans from their social network.


April 6, 2021
SoFi launches auto loan refinancing through its financial services product comparison platform, Lantern.
March 2021
SoFi announces the wholesale acquisition of Golden Pacific Bancorp.
April 7, 2020
SoFi to acquires Galileo Financial Technologies for $1.2 billion.
January 27, 2020
SoFi and Mastercard announces a multifaceted partnership to offer a suite of products and in-person experiences to its nearly one million SoFi members.
May 8, 2019
SoFi launches gig-focused ETF

The company announced a new exchange-traded fund (ETF) product focused on the gig economy.

September 27, 2018
SoFi announced that its Board of Directors has named Anthony Noto as chief executive officer and a director, effective March 1.
September 30, 2015
SoFi raises a $1,000,000,000 series E round from Baseline Ventures, DCM Ventures, Jeff Seibert, RPM Ventures, SoftBank Group and Third Point Ventures.
March 15, 2012
SoFi raises a $4,000,000 series A round.
SoFi founded.

Funding Rounds


Invested in


Further Resources


SoFi CEO explains how securing a bank charter will improve the fintech firm's consumer offerings


January 19, 2022

SoFi Invest Puts the "Social" Back in Social Finance



October 14, 2020


JD Alois
June 16, 2021
Crowdfund Insider
Click HERE to find out ⭐ Recently Publicly Listed SoFi Receives Higher Price Target on Potential to Challenge Old Banks. | Crowdfund Insider: Global Fintech News, including Crowdfunding, Blockchain and more.
JD Alois
June 9, 2021
Crowdfund Insider
Click HERE to find out ⭐ SoFi to Allow Retail Investors to Invest in Certain SPAC IPOs. | Crowdfund Insider: Global Fintech News, including Crowdfunding, Blockchain and more.
Alexandra Samet
June 7, 2021
Business Insider
Learn about the most innovative financial services providers with the BI list of top fintech startups and financial technology companies.
Tom Auchterlonie
June 7, 2021
Business Insider
Appeals court overturned ruling that let New York's DFS challenge the Office of the Comptroller of the Currency's special-purpose charter.
Richard Dal Porto
June 5, 2021
Welcome back to The TechCrunch Exchange, a weekly startups-and-markets newsletter for your weekend enjoyment.


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