RociFi Labs

Cryptocurrency project RociFi belongs to the DeFi sector, offering lending services. The project itself appeared relatively recently, so the developers pay special attention to protection and investment attractiveness for users.

In particular, the following conditions are offered for creditors:

• 80% of commission income goes to contributors. In most of these projects, this figure is significantly lower.
• There is no deposit blocking. This allows investors to withdraw their funds at any time without fear of being hacked by a hacker or being deceived by the founders of the project.
• Various strategies. Lenders can choose their own lending strategy. The most risky strategies reduce the level of risk, but increase profitability and vice versa.
• Increased protection against fraudsters. The developers have developed a whole system to weed out unscrupulous borrowers who can steal investors' funds.

There are also interesting conditions for borrowers:

• No KYC with collateral. This will allow anyone who wants to receive additional financing, but does not want to go through the identification procedure, to take loans.
• Low deposit ratio. Standard practice for beginning financial projects. However, this allows borrowers to get good credit without serious risks.
• Loans with a fixed term. This type of loan allows the borrower to repay the amount of debt gradually.
• Term loans. This type of loan is issued very quickly, but its conditions are slightly worse than those of a loan with a fixed term. Good for those who urgently need money.
• Grace period for institutional borrowers. This condition is intended to attract large borrowers to take advantage of the loan from the RociFi project.