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Credit Kudos

Credit Kudos

A company that measures an individual's credit score based on financial behavior. It is located in London, England and was founded in 2015.

Credit Kudos is a London-based credit bureau that uses open banking data from financial institutions in the United Kingdom and financial behavior to determine people's creditworthiness.


The company collects customers data on their website with their consent to allow it to be used by lenders, brokers, and financial institutions. The data collected is more in-depth compared to traditional scoring so that the customer can have a more accurate credit score in instances of attempting to receive a loan from a bank.The company is authorized and regulated by the Financial Conduct Authority and is compliant with the 1998 Data Protection Act.

Lenders can also use Credit Kudos due to its machine learning that streamlines the process of collecting data in order to make a decision on granting the loan to the customer. The technology that Credit Kudos uses instantly requests income and expenditures from a borrower's bank and presents information on the website using graphics and text. Other actionable insights can be added to the credit check so that lenders can factor in other considerations which are important to them.


May 23, 2020
Credit Kudos finalizes a £5 million Series A investment round, which included contributions from several notable angel investors such as Christian Faes, founder at LendInvest, and Charlie Delingpole, the founder of ComplyAdvantage and MarketInvoice.

April 14, 2020
Credit Kudos raises a $6,250,000 series A round from AlbionVC.

Funding Rounds


Further Resources


P2P lender to smooth applications through Open Banking initiative - AltFi News

Ryan Weeks



Victor Chatenay
May 7, 2021
Business Insider
The UK's under-35s are 21% more likely to want to share bank data to access loans than in May 2020, per a Credit Kudos report.
Omar Faridi
April 20, 2021
Crowdfund Insider
London based Credit Kudos has reportedly been chosen by Open Banking provider Curve for its upcoming Credit product.
JD Alois
November 17, 2020
Crowdfund Insider
Click HERE to find out ⭐ Proptech Platform Goodlord Partners with Open Banking Firm Credit Kudos. | Crowdfund Insider: Global Fintech News, including Crowdfunding, Blockchain and more.
Omar Faridi
May 23, 2020
Crowdfund Insider
Fintech Credit Kudos, the "challenger credit bureau," partners PwC to establish digital banking ecosystem sandbox.
Steve O'Hear
April 15, 2020
Credit Kudos, a U.K. fintech using open banking to provide more accurate credit scoring, has raised £5 million in Series A funding. Leading the round is AlbionVC, which is joined by TriplePoint, Plug & Play Ventures, Ascension Ventures' Fair by Design fund, and Entrepreneur First (EF). In addition, a number of fintech angels participated. They [...]


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