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Initiative Q is an online based digital currency and payment network that was founded by Saar Wilf. The networks currency is called Q, and is not going to be distributed until the payment network gains an undisclosed critical mass of adopters willing to use the Initiative Q payments system. Once a critical mass of adopters is registered in the Initiative Q payments system, their digital currency called Q will be released to adopters which can then be used for online payments. The company claims their payment system offers low transaction costs, a global payment system, secure transaction authentication, optimized credit allocation, parental control, and financial services.

