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Pollen DeFi, is a first of its kind decentralized asset index where the community holds all the power. Decentralized finance is designed to be by the people, for the people, and Pollen DeFi is acknowledging this by building the first, truly decentralized platform for managing tokenized asset pools. The merit-based DAO provides a reputation-based governance protocol with incentives that leverage the community’s collective wisdom to curate asset pools. In this system, all users of the platform stand to benefit from the contribution of the best-performing participants. Initially, the Pollen DeFi platform and its Pollen governance token (PLN) will manage a single asset token, the Portfolio Asset Index (PAI) token. The PAI token will be managed 24–7 by the community and is designed to be a low volatility ‘DeFi Lego’ which can be used in other protocols in the decentralized finance ecosystem.