Bulgarian Postbank

Postbank is the third largest depository institution in the country, as well as the second largest mortgage lender, and the largest credit card issuer. The bank commands a market share of nearly 10%, a workforce of 3,000 employees and with over 200 locations has one of the most extensive branch networks in the country. Postbank is a member of Eurobank Ergasias Group.

Total assets of the bank reached BGN 5,637 billion as of 31 December 2012. In June 2012 the bank retained its long-term credit rating of BBB and a short-term rating of A-2 with a stable outlook from the Bulgarian Credit Rating Agency (BCRA).

Postbank is an autonomous Bulgarian bank and is fully self-funded via the local and international market. Apart from its significant deposit base, for purposes of small business and medium-sized loan financing, Postbank can draw on institutional credit lines from the European Bank for Reconstruction and Development (EBRD), the Bulgarian Development Bank, and the International Finance Corporation (IFC).

Postbank provides retail, corporate banking and investment banking services in Bulgaria. The bank offers services to its local and international customers. In regards to the retail banking products, the bank traditionally holds strong positions in mortgage lending, consumer lending and cards, and deposit products.