Belousov Danil Maksimovich

Risk Harbor is a risk management marketplace for decentralized finance (DeFi) yhat utilizes a completely automated, transparent and imoartial invariant detection mechanis to secure liquidity providers and stakers against smart cimtract risks, hacks and attacks.

What we can do by means Risk Harbor:

• Protect against smart contract risk and network vulnerabilities
• Invest safely and earn risk-adjusted rewards by providing protection
• Maximize capital efficiency with market-informed dynamic pricing

Risk Harbor works with this blockchains:

Risk Harbor programmatically secures crypto assets against a wide spectrum of risks, exploits, and attacks. Get instant payouts with objective and transparent claim assessments.

Invest capital with Risk Harbor and earn additional rewards on already productive assets. Leverage dynamic risk assessment data to allocate funds safely and efficiently.

Backers

The project is backed by Pantera Capital, Coinbase, Brain capital ventures and etc.

Voltage Finance (FuseFi) is a Defi platform known for its role in facilitating automated trading of decentralized finance tokens on the Fuse network. FuseFi has created its own governance token, VOLT.

Voltage Finance has a robust set of features that allow users to exchange, lend, connect and process everything from one app.

Fuse Cash is a user-centric mobile app that integrates with Voltage to seamlessly connect non-crypto users to the Defi world.

Exchange

Trade with an automated market maker (AMM) exchange.

Farming

Вкладывайте токены LP в пулы ликвидности и зарабатывайте взамен токены VOLT.

Staking

Staking VOLT tokens allows you to earn more VOLT tokens. Rewards are generated from income received from Voltage.

Lending

Users can lend and borrow tokens from the Voltage protocol.

Bridge

Users can connect tokens from multiple external blockchains.

Tokenomics

IDO Voltage Finance Review

Nym’s mission is to establish privacy as a default for online communications. Only then can people and organizations make meaningful and secure decisions about what, when and with whom they want to share data.

Reckless data harvesting has dominated Silicon Valley business models over the past decade and has rapidly become the norm for monetizing online activity. Understanding and predicting user behaviour is now the primary business model of the Internet. These data-driven models, collectively known as surveillance capitalism, have produced giant tech monopolies and governments that oversee an unprecedented system of manipulation and control, extracting data and value from society.

It is important to realize just how lacking current technology is with regards to maintaining privacy. Even though a private messenger might encrypt a message’s contents, the metadata (for example identifying the timing of the communications, IP addresses, locations, and lots more) is visible to everyone from the Internet Service Provider (ISP) that delivers the message to the messaging application itself. And in this world of big data, metadata is in many ways more valuable than the content of messages. It can be used by sophisticated and ubiquitous analytic systems to determine the nature of your social relationships and thus predict your personal characteristics and preferences.

The necessary technology to guarantee online privacy has remained underdeveloped - until recently. With progress in computing capacity, networking, research and funding, it is now possible to overcome these limits and deploy technology that avoids trusted third parties and is resistant to surveillance.

Introducing the Nym Protocol; A Global Privacy Commons

Nym was founded in 2018 to build a global privacy infrastructure and contribute to ending the era of surveillance as the default technical and business model of the internet.

Nym is an open-source, decentralized and permissionless privacy system. It provides full-stack privacy, allowing other applications, services or blockchains to provide their users with strong metadata protection, at both the network level (mixnet), and the application level (anonymous credentials) without the need to build privacy from scratch.

The Nym architecture is powered by three main technological advancements: a mixnet, private credentials and incentives.

How Nym can make the internet private

The Nym mixnet provides strong guarantees against the leakage and harvesting of metadata at the network layer. It is a general purpose privacy overlay network that is agnostic and can interface with almost any other digital application or service, enabling individuals as well as digital service providers to be able to guarantee their privacy or that of their users.

The mixnet improves on existing privacy systems by mixing internet traffic in a decentralized network. First, all packets are transformed by the user into Sphinx packets on their device. The Sphinx packet format renders all data packets a uniform size. Then, nodes in the mix network “mix” the traffic, releasing packets probabilistically in order to ensure timing obfuscation. If needed, at each node cover traffic is added, and multiple hops ensure users do not have to trust a single node.

While the mixnet builds a strong foundation by protecting the network-layer, Nym credentials enable fine-grained privacy at the application layer. Nym credentials allow digital service providers and users to engage securely without the need to compromise on privacy.

Nym credentials advances on the Coconut signature scheme, enabling people to prove their right to access and do things online while retaining privacy. Nym credentials encrypt and embed the data needed for a given service, including zero-knowledge proofs of private data. These credentials are validated in a decentralized and public manner, without revealing any link between the user and the service they want to access.

Nym is sustainable because it uses incentives to decentralize and maintain the quality of service of the network. Inspired by Bitcoin, Nym’s breakthrough proof-of-work system rewards nodes for mixing traffic rather than solving arbitrary Merkle puzzles. Nym node operators are rewarded for proof of mixing, ensuring privacy for all.Nym only uses enough electricity as needed to accomplish the work of mixing packets to meet demand, and so should minimize unnecessary environmental costs.

Nym employs a blockchain to decentralize the operations of the mixnet so that the network has no centralized points of failure: the Nym mixnet is run by nodes across the world as a global privacy commons. A major obstacle for any decentralized network is assembling real-world resources to run nodes. Tor and I2P’s volunteer model works but has limitations. With the logistical complexity of finding trusted and reliable volunteers, global reach is difficult: volunteers tend to be centralized in wealthy Western countries, with the majority of Tor relays in places like Germany and the US. We believe economic incentives can fix this problem so that the entire world can have privacy on the Internet.

At Firefly, we're dedicated to building an incredibly performant, user friendly DEX. To support that, we're writing code that meets the highest security and transparency standards. We invest a significant amount of development effort into designing secure code and architecture, and frequently reviewing it to ensure quality. We routinely test and re-evaluate our products for code and business logic vulnerabilities. While we believe we have done our best to produce resilient and reliable products, we've partnered with PeckShield, to audit the contracts, and Halborn, for a penetration test of the full stack. We've also partnered and scheduled an audit with Trail of Bits starting December 2021 that will cover all existing contracts and the several new features and contracts we add on. We've also road-mapped a TestNet launch and Bug Bounty Program for maximum community input and transparency. After the successful completion of the Trail of Bits audit, the code will be made open-source and the Bug Bounty Program will commence.

So far, PeckShield has completed its audit of Firefly's V1 repository - Governance, Insurance Fund, Token Vesting, and Timelock smart contracts - and discovered 0 Critical, 0 High, 0 Medium, 3 Low, and 1 Informational issues. Further audits that include the core exchange contracts will be completed in September 2021. Of the 3 low severity issues, 2 have been resolved and 1 is acknowledged. The acknowledged issue—regarding proposal execution cost—is impossible to reproduce in our contracts and app since no function calls require native tokens. In the low likelihood scenario where the Governance approves a proposal implementing such a function in the future, the proposal will also have to include the necessary changes to the Governance::execute() method to ensure the call is not reverted. More details on the issues are available in the full report.

Halborn, an elite cybersecurity company for blockchain organizations, has completed its White Box Penetration Test of the Insurance Fund and Governanceapplications and discovered 0 Critical, 0 High, 3 Medium, 3 Low, and 2 Informational issues. During the white box test, Firefly shared the contract code and documentation to facilitate the review. All issues outlined in the White Box testing report have been resolved. Details can again be found in the full report. Halborn is currently Black-Box testing the apps and expects to share results with us by the end of August 2021. During the Black Box test, another penetration tester from Halborn who has not seen the application will gather information about Firefly's software on their own, without prior knowledge of the code, and attempt to exploit security weaknesses simulating a cyber-attack.

In addition to these efforts, we've made our contracts upgradeable and built Governance contracts for our community to vote on upgrades or adjust parameters as needed. We believe in the Web3 vision of permissionless protocols, accessible to all and guided by the users themselves.

In building a trustless environment, our community's input is just as important as our team's diligence; as such, we encourage everyone to be active members of the Governance, TestNet exchange, and Bug Bounty Program. With these efforts combined, the Firefly team and community can build a secure, reliable, and transparent environment for everyone to participate in.

Firefly is a decentralized exchange powered by Substrate and Rollups, and designed to function as a fully decentralized public utility, owned and controlled by the community of token holders. Please view our terms of use and privacy policy before accessing the platform.

Returning Value Back To Traders

Traders on Firefly earn equity in the protocol based on the activity on the exchange. The FFLY rewards are calculated according to a weighted arithmetic average of fees paid, average open, and maker volume. Unlike centralized exchanges that capture the value generated by the traders, decentralized apps allow for value flow back to users of the protocol.

What is Firefly

Firefly Trading is an open-source software development company building products for traders in the Web 3.0 ecosystem.

The Next Generation Exchange

Built on the cutting edge Web 3.0 stack with

Rollups for performance and usability. Join us in pushing the frontiers in blockchain technology.

Firefly was born out of a vision to push the limits of DeFi by making DeFi faster, less expensive, more accessible and technologically robust than ever before. The platform aims to onboard millions of users to open finance in the next five years and empower everyone connected to the Internet with frictionless access to markets.

The vision of Firefly

More Performant DeFi: Sub-Second Settlement

More Performant DeFi: Sub-Second Settlement

Cheaper DeFi: One Cent per Transaction

Cheaper DeFi: One Cent per Transaction

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Equity Share: Returning Value to Traders

Equity Share: Returning Value to Traders

Liquidity: Supported by Leading Market-Makers

Liquidity: Supported by Leading Market-Makers

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Access: Empowering Everyone to Make Markets

Access: Empowering Everyone to Make Markets

Security: Thoroughly-Tested Non-Custodial Contracts

Security: Thoroughly-Tested Non-Custodial Contracts

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Decentralisation: DAO From Day One

Decentralisation: DAO From Day One

End-to-end Decentralisation (~12-16 months)

Firefly is going to unveil one of the first fully on-chain trade mining programs. The exchange smart contracts will make Firefly entirely non-custodial from Day One. Over the next 12-16 months, we will progressively decentralise the order-matching engine to make the platform fully decentralised.

Eco is not a bank.

It’s one simple balance that lets you spend, send, save and make money at the same time.

Eco is not a bank.

It’s one simple balance that lets you spend, send, save and make money at the same time.

How Eco saves—and makes—you money (plus: crypto actually explained for the first time)

For most people, seeing is believing: once they test out Eco and confirm that the benefits we’re offering are real, they become our champions and invite everyone they know to the app. But some people need to hear more first. If you’re reading this, odds are you’re one of these people.

You're probably wondering a few things about Eco. How does the 2.5% (and up to 5%) APY work? What about the 5% cash back? How do people get comfortable without FDIC insurance? How does Eco make money, and is it sustainable?

It's totally reasonable to wonder how we can offer benefits that beat almost every other product on the market (by a lot). And while our mission is to make your money work for you, it's just as important that we build a sustainable business that can serve you forever.

To understand how we’re able to offer the benefits we do requires at least a high-level understanding of how today’s financial system works—and more specifically, how it doesn’t.

While the financial infrastructure that underpins today's financial system was once state of the art, the reality is that its last major update came in the 1970s. Most of modern “fintech” is just shiny interfaces attempting to hide this crumbling foundation. If you want to understand how a better product—and model—can be built, you need to get into some of the nuts and bolts. Thankfully, we're up for diving into the details as deeply as you want (as long as you remember that you're the one asking to go deeper!).

But first, we'll give you some short answers. The common thread: Eco cuts out inefficiencies in the financial system, and then Eco passes the gains back to you.

How does the APY work?

When you deposit money at your bank, they loan it back out in the form of mortgages, small business loans, credit cards, and more. This year, they've generally made about 2.6% annualized, and over the past 20-or-so years, it's been 3-4%.

They then turn around and pay you... almost nothing. Usually 0.01-0.05% annually. Sometimes literally nothing. Today, in the best case, they'll pay around 0.60%.

Eco puts your money back to work for you instead of working for a bank. The upside from your money goes straight into your pocket.

Plus, the average American household pays an additional $329 in fees to their bank each year. We don't charge any (ever). And those savings are effectively added to your annual earnings, too.

And on top of that, we're able to get you access to more appealing rates by removing ourselves from the bureaucracy of a big bank and actively seeking out the best opportunities for you. So we get you higher rates than the banks can pay.

And what about the cashback?

Again: middlemen. Every time you buy something from a merchant, a half-dozen intermediaries you've never heard of take their cut. When you swipe your credit card in a store, your money doesn’t go straight to them (like it does when you hand them cash).

In such a transaction, your money passes through the bank that issued you the card (aka “the issuer”), the bank that represents the merchant (“the acquirer”), and often a payments facilitator. On top of this, VISA or Mastercard, the networks that connect this web of parties, charge a fee as well (“interchange”). All together, for most merchants, this adds up somewhere over 3% on every transaction.

When you buy something online, tack on another 1% to that list for their ecommerce software. Finally, if you’ve bought something you found online via Google or Instagram or Facebook, the merchant pays them what is often an extra 25-50%+ of the purchase price.

You know what a better solution would be? For you and the merchant to connect directly, and for you to get the savings from cutting out those parties.

That's what we enable — direct payments to merchants. Money in your Eco account can go straight to them. Because cutting out the card networks saves the merchants money, they’re willing to support it. And in many cases, they’re even willing to incentivize it (remember how much merchants are willing to pay Google for sending them a customer). This is where the cashback comes from.‍

Okay, but Eco isn't FDIC insured?

We’ve spoken one-on-one to thousands of people of all stripes over the past year, and roughly 95% of people fall into one of four categories:

• People who live paycheck to paycheck
• People with $5-40k sitting in their bank account who may save a little bit
• People aggressively invested in the stock market (or sometimes crypto!)
• People who are affluent

Turns out: for each of those groups, we’ve found FDIC insurance doesn’t matter — but for a different reason for each of them.

Unraveling this one takes a little more time. If you’re curious, click here for the full explanation.

How does Eco make money?

This alone sounds too good to be true — but it's, well, the truth.

We're aligned with you.

Every time you do anything in Eco — save, spend, refer friends — you earn Eco Points. They don’t do much today, but one day they will. Our business model is to try to make these Points as useful as possible over time. In fact: our whole team has a chunk of our personal compensation tied to the success of Eco Points.

Imagine a world where Amex executives got paid in Amex points, or Chase employees in Chase points. What do you think they’d do?

We think they’d probably try to do the right thing by their customers — they’d try to make those points as useful as possible.

There's much more to get into on this (remember: these are the short answers). But the reality is: unlike every other financial product out there, we don't need to take money out of your pocket. We only win when you do.

Plus, there's another level: we're trying to make Eco your primary wallet for saving, spending, and more. If we do our jobs well, you should send your whole paycheck into Eco.

Want to go deeper?

The rest of this post will give you a peek behind the curtains. You’ll understand why the banks aren’t entirely the greedy rent-seekers you’ve been made to believe, and how the only way they can survive is to take a piece of the action every time your money moves (and when it sits, too).

Eco is building a better model — and doing that means not being a bank. It means leaving the existing system and departing from today’s business models.

So, if you’re one of the many people who still think this is too good to be true — but are willing to read about why it might not be — buckle up.

We’ll cover:

• how banks make money (hint: pushing you into bad personal decisions)
• how money moves (spoiler: even electronic transfers aren’t always so electronic)
• what the hot new fintech companies are doing (putting lipstick on a pig)
• how blockchain can play a part in fixing this (no, really — plus, we’ll even explain it to you simply for the first time)
• and much more

Astar is a multichain Polkadot DApp hub, and was formerly known as Plasm Network.

Astar Network is a scalable and interoperable infrastructure for Web3.0. Since Astar Network is built with Parity’s Substrate framework, it can be a future Polkadot parachain that also acts as a scalable smart contract platform. The Polkadot Relaychain, by design, does not support smart contracts. This allows Astar the opportunity to fill in this gap. Scalability is obviously one of the most crucial demands dApp developers have. Ideally, the developers can build whatever applications on Astar Network without having to consider its scalability.

Astar Network's mission is to provide a scalable, interoperable, and decentralized application platform that defines and realizes the new form of the web: Web3.0.

The traditional social structure allows people with authority to monopolize information, and history has proven that these people will bend the rules to their benefit. Even if people claim that their system is fair, it still lacks transparency, proving that everything is still conceived upon pillars of sand called trust. In contrast to this, blockchain provides a decentralized system that does not require a single point of failure and makes a transparent and trustless system. This is possible because blockchain is a system that allows anyone to view, prove, and host with a highly fault-tolerant consensus mechanism. ‌

Azuro — the solution

Here’s comes Azuro — a decentralized betting protocol with DAO governance, to become the base infrastructure of betting dApps in the future. Azuro’s solution revolves around two important new pillars — importing odds & results via oracles, and utilizing 1 main liquidity pool, from where liquidity is allocated to different events based on popularity.

Importing odds via oracles allows for competitive initial odds for events, in line with general betting expectations. The odds for each bet are clear (there is no change for the bettor retroactively), and the odds do fluctuate as more bets are made to protect liquidity providers.

Liquidity can be added by anyone, and is not event-specific which ensures more events get ample liquidity and allows for safe profitability for the liquidity providers over time.

Last but not least — the experience for Azuro’s users is tailored to sportsbetting and is natural to any bettor in the world.

Then, comparing with traditional bookmakers — Azuro’s solution introduces full transparency, and allows for bettors money to stay with bettors, as transactions are handled via crypto-wallets. There is no risk of declined payouts, or limitations of accounts.

In delivering this experience to bettors, Azuro also breaks down the role of the bookmaker into smaller bits, democratizing the business of betting as a whole. Liquidity is decentralized and can be added by anyone. Odds & event results are imported via oracles. Anyone (approved by the DAO) can build their own front-end and utilize the odds, liquidity and settlement of the protocol.

A bet is one of the first forms of contract used by people thousands of years ago. Today, however online betting is plagued by lack of transparency & fairness, much because it's a system built on negative incentives putting bookmakers & players against each other. At the same time decentralized betting never took off due to inefficient liquidity solutions, resulting in lack of betting markets and very poor UX. To top it all off - come the infinite unrealised possibilities within web3 and GameFi for betting to take shapes not yet imagined.

Azuro utilizes smart-contracts to build a decentralized betting protocol deploying an innovative solution for liquidity provision and allocation. Betting becomes transparent and trustless, while depth of betting events, markets and UX remains as good as it gets.

Furthermore, Azuro democratizes the business of betting by breaking down the role of the traditional bookmaker into several smaller roles, openly available for anyone to benefit from: liquidity provision, front-end management, data provision via oracles, decentralized (DAO) governance. As a result we envision a rich, fun betting environment with decreased cost of service to players, full transparency, community-run and with a commitment to responsibility.