Opay

Opay is the developer of a payment platform created to help users send and receive money from different banks. The mobile-based platform provides payments, transfers, loans, savings, and other services. OPay Digital Services Limited is a company founded by Opera Norway AS Group with presence in Asia, Africa, and Latin America, particularly in countries like Mexico, Nigeria, Egypt, and Pakistan.

The platform offers an OPay Debit card at specific OPay agent stores. Users can also apply on the OPay mobile App. The company claims to offer ten ATM withdrawals monthly without card maintenance fees. The debit card is also accepted at different Sites, POS, or ATMs.

The fintech platform catered exclusively to Nigeria, but in 2020, OPay expanded to Egypt. According to the company, the expansion was an entry point into the Middle East market. The company also had a motorcycle transportation arm in Nigeria. In 2020, following the ban on motorcycles in Lagos and the effects of the Covid 19 pandemic, OPay focused solely on payments.