backed by outstanding service and financial superiority.LCTA has proven to be a strong and stable program, experiencing steady growth since its inception in 1990. As a policyholder, you can look forward to competitively priced solutions to your workers' compensation insurance needs, as well as sharing in the profitability of the company by earning annual dividends, when qualified.We have a dedicated team of experts to support all of your customer service needs. LCTA provides policyholders with innovative online resources to help develop and implement written policies and procedures, safety programs, and training.LCTA provides workers’ compensation coverage for a wide variety of industries including, but not limited to retail/wholesale, manufacturing, construction, healthcare services, agriculture, and many more.