Aggregate Finance

Decentralized finance is an emerging financial tech which is based on secure ledgers similar to those used by cryptocurrencies. DeFi eliminates the need for a centralized authority and the fees for management costs associated with them. DeFi is revolutionising the space by letting you be the sole owner and director of your finances with the help of smart contacts to make financial decisions and reap higher returns on your capital not seen in centralized finance.

WHAT IS AGGREG8 FINANCE?

Aggreg8 finance is a protocol on the Binance Smart Chain that uses Yield Farming along with Lending & Auto-compounding strategies to maximize and rebalance funds across pools to maximize APY returns. The protocol itself is managed in a decentralized manner and will be maintained by a collective of developers and governed by $AG8 holders that will put proposals forward to improve the strategies, vaults and interface.

POOLS

The pools work by generating yield from staking a range of coins in the market and base the returns on the highest % returns available at the time. They benefit users by allowing for a single point of allocation of funds and utilize on gas costs due to only having to stake & un-stake through one channel. Our protocol finds the most lucrative opportunities available and auto-allocates the funds accordingly with relation to the returns available.

FARMS

Farms are made up of liquidity pools of protocols that run on AMM’s and allow for yield to be generated by liquidity providers where the depositor gets a %age of the transactions that go through the pool in a similar manner to interest that banks provide for you to keep your money in them. Our protocol constantly scans farms on BSC and finds the most profitable opportunities available to allocate funds to. The Aggreg8 protocol rates and allocates funds and distributes them across your preferences of risk to reward ratio.

STABLE COIN FARMS

Stable coin farms have been gaining popularity in the last few years and decentralised stable coins in particular are becoming a great alternative to hedge funds and pose as a great alternative to traditional currencies that are prone to inflation. Stable coin farms offered by the likes of the Terra ecosystem offer high low risk returns of up to 19% APY. Our protocol offers allocations across 10+ low-risk farms for peace of mind and high and safe returns for scenarios like bear markets where traditional farms can be a risky gamble.

AUTO-COMPOUNDING VAULTS

Auto compounding vaults are vaults that re-stake your rewards into pools or farms as they grow to increase the yield generated due to restaking more of the underlying asset which in turn = more asset in pool/farm to gain yield from. Our smart algorithms check for historical data and if any, lock up periods to make the most informed decisions for auto-compounding strategies while maximizing yield.

REBALANCING

Aggreg8’s rebalancing works by scanning for opportunities in the market and auto reallocating funds across most profitable pools and farms while taking into consideration market conditions and %age yields. By realigning the weight of portfolio assets with the changing market, conditions and newly arisen opportunities while taking into account dropping yields due to more people entering certain farms our algorithms are able to provide and implement the best strategies to max out returns automatically in any market conditions.

PROTOCOL MECHANICS

The following diagram outlines the mechanics of the protocol along with the major components and such as funds allocation across pools and farms, data feeds from oracles, algorithm functioning and rebalancing and auto-compounding vaults to illustrate the visual flow of events.