Funding Round attributes
Kiwipay is a Peruvian startup founded in 2024 by brothers Gabriel Chirinos G. and Sebastián Chirinos. The company is dedicated to providing structured financing solutions for the health sector, facilitating access to medical treatments for patients and providing financial tools to clinics and health professionals. In April 2025, Kiwipay closed a $10 million seed investment round consisting of $2 million in equity and $8 million in debt. The main investors in this round were Tyler Johnson, Beau Woodward, and Jacob Panero, who also joined the company’s board.
The financing obtained will be used to consolidate Kiwipay’s presence in Peru and to prepare its expansion into other Latin American markets, starting with Mexico in the first quarter of 2026. In addition, the company plans to invest in strengthening its technology infrastructure, improving user experience, and scaling its partnerships with health centers. Currently, Kiwipay has established partnerships with 73 clinics in Peru and plans to add approximately 150 additional clinics over the next two quarters.
The investors' participation in Kiwipay's board brings not only capital, but also strategic financial and healthcare expertise. This backing is crucial for the company, as it gives it access to knowledge and networks that facilitate its growth and expansion in the region. The combination of equity and debt investment provides Kiwipay with the flexibility to scale its operations without compromising its shareholder structure.
Kiwipay operates as a B2B2C platform and uses digital tools to structure medical financing in real time. Its technology allows assessing patients' credit eligibility and establishing agreements with clinics, ensuring immediate liquidity for medical centers. Through its proposal, it seeks to reduce financial stress on both the patient and provider sides, contributing to greater efficiency in the private healthcare system. The company also offers financing options for outpatient procedures, specialty treatments, and other services that are normally out of reach for many users.
"We are working diligently to improve the healthcare landscape in Latin America by providing innovative financial solutions that bridge the gap between patients and providers," said co-founder Gabriel Chirinos.
"We launched Kiwi to address the urgent need for accessible and affordable financing for health in Latin America," said Daniella Poppe, executive director of Kiwi Peru. "Our platform offers real-time technology solutions that empower patients to access life-changing care, while allowing health professionals to scale their impact".
The support of investors with experience in financing health services in the United States validates Kiwipay’s business model and enhances its ability to transform access to health care in Latin America. The combination of equity and debt gives the company the flexibility to scale its operations and adapt to market needs. In an environment where access to quality health services is limited, Kiwipay positions itself as a relevant player by offering financial solutions that connect patients with medical service providers.
