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List of online banking patents

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Name	Description	Patent Applicant	Current Assignee	Patent Jurisdiction	Patent Number	Date of Patent
‌ US Patent 10032146 Automatic payment and deposit migration	Patent 10032146 was granted and assigned to MX on July, 2018 by the United States Patent and Trademark Office.	MX	MX	United States Patent and Trademark Office	10032146	July 24, 2018
‌ US Patent 11314768 Systems and methods of data record management	Patent 11314768 was granted and assigned to Royal Bank of Canada on April, 2022 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11314768	April 26, 2022
‌ US Patent 11429712 Systems and methods for dynamic passphrases	Patent 11429712 was granted and assigned to Royal Bank of Canada on August, 2022 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11429712	August 30, 2022
‌ US Patent 11568261 System and method for max-margin adversarial training	Patent 11568261 was granted and assigned to Royal Bank of Canada on January, 2023 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11568261	January 31, 2023
‌ US Patent 11763100 System and method for controllable machine text generation architecture	Patent 11763100 was granted and assigned to Royal Bank of Canada on September, 2023 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11763100	September 19, 2023
‌ US Patent 11574148 System and method for deep reinforcement learning		Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11574148	February 7, 2023
‌ US Patent 11507850 System and method for call centre management		Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11507850	November 22, 2022
‌ US Patent 11461359 System and method for duplicating an application state	Patent 11461359 was granted and assigned to Royal Bank of Canada on October, 2022 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11461359	October 4, 2022
‌ US Patent 11354651 System and method for location-based token transaction processing	Patent 11354651 was granted and assigned to Royal Bank of Canada on June, 2022 by the United States Patent and Trademark Office.		Royal Bank of Canada	United States Patent and Trademark Office	11354651	June 7, 2022
‌ US Patent 11233789 Automatic event migration	Patent 11233789 was granted and assigned to MX on January, 2022 by the United States Patent and Trademark Office.	MX	MX	United States Patent and Trademark Office	11233789	January 25, 2022
‌ US Patent 11288359 Automatic account protection	Patent 11288359 was granted and assigned to MX on March, 2022 by the United States Patent and Trademark Office.	MX	MX	United States Patent and Trademark Office	11288359	March 29, 2022
‌ US Patent 11074543 Gift sending platform for business contacts	Patent 11074543 was granted and assigned to Sender (company) on July, 2021 by the United States Patent and Trademark Office.	Sender (company)	Sender (company)	United States Patent and Trademark Office	11074543	July 27, 2021
‌ US Patent 11468412 System and method for composite cryptographic transactions	Patent 11468412 was granted and assigned to Royal Bank of Canada on October, 2022 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11468412	October 11, 2022
‌ US Patent 11556992 System and method for machine learning architecture for enterprise capitalization	Patent 11556992 was granted and assigned to Royal Bank of Canada on January, 2023 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11556992	January 17, 2023
‌ US Patent 10460391 Historical transaction-based account monitoring	Patent 10460391 was granted and assigned to MX on October, 2019 by the United States Patent and Trademark Office.	MX	MX	United States Patent and Trademark Office	10460391	October 29, 2019
‌ US Patent 11563699 Machine natural language processing for summarization and sentiment analysis	Patent 11563699 was granted and assigned to Royal Bank of Canada on January, 2023 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11563699	January 24, 2023
‌ US Patent 11514170 Secure boot of kernel modules	Patent 11514170 was granted and assigned to Banco Bilbao Vizcaya Argentaria on November, 2022 by the United States Patent and Trademark Office.	BBVA	BBVA	United States Patent and Trademark Office	11514170	November 29, 2022
‌ US Patent 11593693 System and method for tree-based machine learning	Patent 11593693 was granted and assigned to Royal Bank of Canada on February, 2023 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11593693	February 28, 2023
‌ US Patent 11355121 System and method for software application extensions	Patent 11355121 was granted and assigned to Royal Bank of Canada on June, 2022 by the United States Patent and Trademark Office.		Royal Bank of Canada	United States Patent and Trademark Office	11355121	June 7, 2022
‌ US Patent 11551041 Method and device for conducting measurements for an N-dimensional data structure	Patent 11551041 was granted and assigned to Royal Bank of Canada on January, 2023 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11551041	January 10, 2023
‌ US Patent 11539525 Systems and methods for secure tokenized credentials	Patent 11539525 was granted and assigned to Royal Bank of Canada on December, 2022 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11539525	December 27, 2022
‌ US Patent 11477135 Verification of data processes in a network of computing resources	Patent 11477135 was granted and assigned to Royal Bank of Canada on October, 2022 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11477135	October 18, 2022
‌ US Patent 11568315 Systems and methods for learning user representations for open vocabulary data sets	Patent 11568315 was granted and assigned to Royal Bank of Canada on January, 2023 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11568315	January 31, 2023
‌ US Patent 11277393 Scrape repair		MX	MX	United States Patent and Trademark Office	11277393	March 15, 2022
‌ US Patent 10313342 Automatic event migration	Patent 10313342 was granted and assigned to MX on June, 2019 by the United States Patent and Trademark Office.	MX	MX	United States Patent and Trademark Office	10313342	June 4, 2019

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