List of banking as a service patents

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Name	Description	Patent Applicant	Current Assignee	Patent Jurisdiction	Patent Number	Date of Patent
‌ US Patent 11314768 Systems and methods of data record management	Patent 11314768 was granted and assigned to Royal Bank of Canada on April, 2022 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11314768	April 26, 2022
‌ US Patent 11429712 Systems and methods for dynamic passphrases	Patent 11429712 was granted and assigned to Royal Bank of Canada on August, 2022 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11429712	August 30, 2022
‌ US Patent 11568261 System and method for max-margin adversarial training	Patent 11568261 was granted and assigned to Royal Bank of Canada on January, 2023 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11568261	January 31, 2023
‌ US Patent 11763100 System and method for controllable machine text generation architecture	Patent 11763100 was granted and assigned to Royal Bank of Canada on September, 2023 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11763100	September 19, 2023
‌ US Patent 11574148 System and method for deep reinforcement learning		Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11574148	February 7, 2023
‌ US Patent 11507850 System and method for call centre management		Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11507850	November 22, 2022
‌ US Patent 11461359 System and method for duplicating an application state	Patent 11461359 was granted and assigned to Royal Bank of Canada on October, 2022 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11461359	October 4, 2022
‌ US Patent 11354651 System and method for location-based token transaction processing	Patent 11354651 was granted and assigned to Royal Bank of Canada on June, 2022 by the United States Patent and Trademark Office.		Royal Bank of Canada	United States Patent and Trademark Office	11354651	June 7, 2022
‌ US Patent 11468412 System and method for composite cryptographic transactions	Patent 11468412 was granted and assigned to Royal Bank of Canada on October, 2022 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11468412	October 11, 2022
‌ US Patent 11556992 System and method for machine learning architecture for enterprise capitalization	Patent 11556992 was granted and assigned to Royal Bank of Canada on January, 2023 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11556992	January 17, 2023
‌ US Patent 11563699 Machine natural language processing for summarization and sentiment analysis	Patent 11563699 was granted and assigned to Royal Bank of Canada on January, 2023 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11563699	January 24, 2023
‌ US Patent 11514170 Secure boot of kernel modules	Patent 11514170 was granted and assigned to Banco Bilbao Vizcaya Argentaria on November, 2022 by the United States Patent and Trademark Office.	BBVA	BBVA	United States Patent and Trademark Office	11514170	November 29, 2022
‌ US Patent 11593693 System and method for tree-based machine learning	Patent 11593693 was granted and assigned to Royal Bank of Canada on February, 2023 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11593693	February 28, 2023
‌ US Patent 11355121 System and method for software application extensions	Patent 11355121 was granted and assigned to Royal Bank of Canada on June, 2022 by the United States Patent and Trademark Office.		Royal Bank of Canada	United States Patent and Trademark Office	11355121	June 7, 2022
‌ US Patent 11551041 Method and device for conducting measurements for an N-dimensional data structure	Patent 11551041 was granted and assigned to Royal Bank of Canada on January, 2023 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11551041	January 10, 2023
‌ US Patent 11539525 Systems and methods for secure tokenized credentials	Patent 11539525 was granted and assigned to Royal Bank of Canada on December, 2022 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11539525	December 27, 2022
‌ US Patent 11477135 Verification of data processes in a network of computing resources	Patent 11477135 was granted and assigned to Royal Bank of Canada on October, 2022 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11477135	October 18, 2022
‌ US Patent 11568315 Systems and methods for learning user representations for open vocabulary data sets	Patent 11568315 was granted and assigned to Royal Bank of Canada on January, 2023 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11568315	January 31, 2023
‌ US Patent 11423376 System and method for auto-populating electronic transaction process		Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11423376	August 23, 2022
‌ US Patent 11488243 Systems and methods for quantitative order routing	Patent 11488243 was granted and assigned to Royal Bank of Canada on November, 2022 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11488243	November 1, 2022
‌ US Patent 11586824 System and method for link prediction with semantic analysis	Patent 11586824 was granted and assigned to Royal Bank of Canada on February, 2023 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11586824	February 21, 2023
‌ US Patent 11544634 System and method for detecting data drift	Patent 11544634 was granted and assigned to Royal Bank of Canada on January, 2023 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11544634	January 3, 2023
‌ US Patent 11270072 System and method for cross-domain transferable neural coherence model	Patent 11270072 was granted and assigned to Royal Bank of Canada on March, 2022 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11270072	March 8, 2022
‌ US Patent 11295174 Opponent modeling with asynchronous methods in deep RL	Patent 11295174 was granted and assigned to Royal Bank of Canada on April, 2022 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11295174	April 5, 2022
‌ US Patent 11645524 System and method for machine learning architecture with privacy-preserving node embeddings	Patent 11645524 was granted and assigned to Royal Bank of Canada on May, 2023 by the United States Patent and Trademark Office.	Royal Bank of Canada	Royal Bank of Canada	United States Patent and Trademark Office	11645524	May 9, 2023

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