Zinobe

Zinobe is an AI-based company that develops credit products for markets. Zinobe applies a data driven approach to decision-making using machine learning models and develops products to improve operational efficiency and customer experience. The company works with partners looking to build or improve online credit products and services.

Zibone integrates multiple data sources for decision making. and manages multiple payment and collection channels. It offers customized reporting to monitor and analyze risk across products, and captures and segments clients to improve conversion. Zibone provides tools to automate decisions for standardizing processes, and tools for collection to manage agents.

Zinobe developed one of the first online credit platforms in Latin America in 2012. This product is called Lineru and it is the first completely online consumer credit product in Colombia.