US Patent 9940618 Method and apparatus for transmitting wallets between mobile devices

A method of and apparatus for transmitting data of a terminal which includes a wallet application used for a commercial transaction service is provided. The method includes determining wallet data which comprise payment information and non-payment information provided by the wallet application, which is able to be transmitted, and a scheme of transmitting the wallet data; notifying a receiving terminal of a transmission of the wallet data according to input transmission information; transmitting the wallet data to the receiving terminal based on the transmission method, after receiving an acceptance message from the receiving terminal; and updating information of the wallet data, which is transmitted to the receiving terminal, based on preset regulation information. The apparatus includes a wallet transmission and reception unit and a wallet management unit.