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US Patent 8201747 Auto-sequencing financial payment display card

Patent 8201747 was granted and assigned to QSecure on June, 2012 by the United States Patent and Trademark Office.

Overview Structured Data Issues Contributors

Is a

Patent

Patent attributes

Current Assignee

QSecure

Patent Jurisdiction

United States Patent and Trademark Office

Patent Number

82017470

Patent Inventor Names

Daniel Chatelain0

Kerry D. Brown0

Date of Patent

June 19, 2012

Patent Application Number

123246170

Date Filed

November 26, 2008

Patent Primary Examiner

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Allyson Trail

Patent abstract

A payment card comprises a store of issuer-defined pre-generated cryptograms that are loaded only once into the Card by a perso-bureau or issuer. An on-board and autonomous electronic display of the personal account number (PAN), card verification value (CVV), or expiration date (EXP) is auto-sequenced through the stored cryptograms. Each value displayed to the user is unique, and useful in a financial transaction only once. The Card thus requires no changes in behavior on the part of the User, because the existing merchant infrastructure is already equipped to collect PAN+CVV+EXP data for user verification and transaction authorization.