US Patent 8015598 Two-factor anti-phishing authentication systems and methods

A computerized method of providing access to a secure resource includes, to each of a plurality of authorized users, providing a link to the secure resource. Each link includes a unique password embedded therein and each unique password relates to a particular user identification (userID) and personal identification number (PIN). The method also includes receiving a request to access the resource using a link having a password embedded therein, which request originates at a web browser. The method further includes directing the browser to a login screen and receiving via the login screen a userID and PIN. The method also includes determining whether the userID and PIN relate to one another and to the password and allowing or denying access to the resource in accordance with the determination.