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US Patent 11935087 Utilizing payment tokens to track rewards

Patent 11935087 was granted and assigned to PayPal on March, 2024 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent
0

Patent attributes

Patent Applicant
PayPal
PayPal
0
Current Assignee
PayPal
PayPal
0
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
119350870
Patent Inventor Names
Avik Chatterjee0
Srivathsan Narasimhan0
Date of Patent
March 19, 2024
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Patent Application Number
170213560
Date Filed
September 15, 2020
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Patent Citations
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US Patent 8449379 Wide area loyalty access through independent bonus network
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US Patent 8706624 Methods, system and associated computer executable code for facilitating credit transactions
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US Patent 9836759 Universal transaction associating identifier
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US Patent 9978078 Tracking offers across multiple channels
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US Patent 10121129 Electronic wallet checkout platform apparatuses, methods and systems
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US Patent 10296887 Payment program for use in point-of-sale transactions
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US Patent 10510057 Token-based gift cards
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US Patent 10776808 Utilizing payment tokens to track rewards
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...
Patent Primary Examiner
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James A Reagan
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Patent abstract

A computer system detects the reception of a first token associated with a first transaction. The computer system determines that a first Payments Reward Identifier (PRI) is associated with the first token by accessing a PRI database. In response to determining that the first PRI is associated with the first token, the computer system accesses the PRI database and determines that the first PRI is associated with a record within the PRI database that corresponds to a first rewards ID (RID). In response to determining that the first PRI is associated with a record within the PRI database that corresponds to the first rewards, the computer system determines a first rewards amount corresponding to the first transaction, and updates a total rewards amount, in a rewards database, corresponding to the determined first RID based on the first rewards amount.

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