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US Patent 11556807 Automated account opening decisioning using machine learning

Patent 11556807 was granted and assigned to Bottomline Technologies on January, 2023 by the United States Patent and Trademark Office.

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Is a
Patent
Patent

Patent attributes

Patent Applicant
Bottomline Technologies
Bottomline Technologies
Current Assignee
Bottomline Technologies
Bottomline Technologies
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
11556807
Date of Patent
January 17, 2023
Patent Application Number
17226798
Date Filed
April 9, 2021
Patent Citations
‌
US Patent 10924514 Machine learning detection of fraudulent validation of financial institution credentials
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US Patent 10262235 Dual stage neural network pipeline systems and methods
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US Patent 10423948 Automated third-party messaging
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US Patent 11003999 Customized automated account opening decisioning using machine learning
Patent Primary Examiner
‌
Omar F Fernandez Rivas
CPC Code
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G06N 5/025
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G06N 20/00
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G06Q 40/025

A method for using machine learning techniques to analyze past decisions made by administrators concerning account opening requests and to recommend whether an account opening request should be allowed or denied. Further, the machine learning techniques determine various other products that the customer may be interested in and prioritizes the choices of options that the machine learning algorithm determines appropriate for the customer.

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