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US Patent 11176524 Math based currency credit card

Patent 11176524 was granted and assigned to Wells Fargo on November, 2021 by the United States Patent and Trademark Office.

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Patent
Patent
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Patent attributes

Patent Applicant
Wells Fargo
Wells Fargo
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Current Assignee
Wells Fargo
Wells Fargo
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
111765240
Patent Inventor Names
Ashish B. Kurani0
Date of Patent
November 16, 2021
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Patent Application Number
143234590
Date Filed
July 3, 2014
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Patent Citations
Reggie Middleton (entrepreneur)
Reggie Middleton (entrepreneur)
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Patent Citations Received
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US Patent 11308485 Processing a transaction using electronic tokens
Patent Primary Examiner
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Chinedu C Agwumezie
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Patent abstract

Embodiments include a method of performing a math based currency (“MBC”) transaction. The method includes receiving, from a recipient computer system, information regarding an MBC backed credit card account, information regarding a recipient account and an amount of funds to be transferred to the recipient account from the MBC backed credit card account. The method further includes verifying, by the financial institution computer system, that the amount of funds that are available in the MBC backed credit card account. In various embodiments the method includes updating, by the financial institution computer system, an overlay ledger to increase the balance owed by a customer that holds the MBC backed credit card account.

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