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US Patent 10970707 Connected payment card systems and methods

Patent 10970707 was granted and assigned to Wells Fargo on April, 2021 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent

Patent attributes

Patent Applicant
Wells Fargo
Wells Fargo
Current Assignee
Wells Fargo
Wells Fargo
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
10970707
Date of Patent
April 6, 2021
Patent Application Number
15360343
Date Filed
November 23, 2016
Patent Citations
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US Patent 10275602 Method and apparatus for an end user identity protection suite
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US Patent 10402817 Relaxed fraud detection for transactions using virtual transaction cards
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US Patent 10402818 System, method, and apparatus for a dynamic transaction card
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US Patent 10423948 Automated third-party messaging
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US Patent 10460395 Graphical user interface for tracking transactions
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US Patent 10650448 Multi-bureau credit file freeze and unfreeze
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US Patent 10521798 Digital financial transaction system
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US Patent 10032146 Automatic payment and deposit migration
...
Patent Citations Received
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US Patent 12026457 Utilizing dynamic interface elements to improve user interfaces
0
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US Patent 11715101 Single-use payment tokens
0
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US Patent 11836753 System and method for a mobile wallet
0
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US Patent 11983763 Modeling to generate dynamic electronic representations
0
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US Patent 11288733 Interactive 3D image projection systems and methods
Patent Primary Examiner
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Edward J Baird
Patent abstract

Methods and systems of managing payment cards are disclosed. A financial institution computing system includes a token database storing a plurality of tokens and token information, a network interface circuit enabling the financial institution computing system to exchange information over a network; and a token management circuit. The token management circuit enables a graphical user interface on a customer device over the network that can be used to generate new token requests, re-provision token requests, and management requests. The management requests enable and disable tokens, such that transactions against a payment card account using an enabled token are completed, and transactions against the payment card account using a disabled token are denied.

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