Melissa (company)

Melissa provides global contact data quality and identity verification solutions to organizations seeking to enhance their customer data management, minimize fraud, and comply with regulatory requirements. The company's target markets include banks/FS, fintech, brokers, crypto exchange/blockchain and crypto companies, merchants/marketplaces (regulated entities), PSP/acquirers, telecom, retail/e-commerce, higher education, and government/public sector.

Melissa’s identity verification service includes identity, ID and document verification, age authentication, and global watchlist screening to determine the identity of a consumer or satisfy AML/KYC compliance. It offers screening against international sanction lists, politically exposed persons, financial crime database records like CFT, special interest persons and HALO deceased / CIFAS Fraud.

The company also offers transaction fraud solutions like contact data verification to verify the existence of an address, phone, and email. It matches the name to an address (proof of address) and verifies ID documents, age, and real-time IP location. For account fraud, proof of address is checked against refreshed credit data, contact data verification, biometrics, and liveness check to verify proof of life and match a person’s selfie to their ID document.