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US Patent 8744959 Electronic bill payment with variable payment options

Patent 8744959 was granted and assigned to MoneyGram International on June, 2014 by the United States Patent and Trademark Office.

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Patent
Patent

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Current Assignee
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
8744959
Date of Patent
June 3, 2014
Patent Application Number
12191112
Date Filed
August 13, 2008
Patent Citations Received
‌
US Patent 12028407 System and method for updating interface elements based on real-time transfer protocol availability
0
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US Patent 11750687 System and method for updating interface elements based on real-time transfer protocol availability
Patent Primary Examiner
‌
Rajesh Khattar
Patent abstract

A system for third party bill payment services used by a payer to pay a biller with whom a payer has an account includes a third party computer system for accessing biller data, the biller data for the payer comprising at least one account identifier, an amount due, and a nominal bill due date; a payment option generator for developing at least one payment option wherein the payment specified is responsive to a difference between a proposed payment date and the nominal bill due date; a payer interface for presenting the at least one payment option to the payer and for accepting a payer option selection and a payment funding confirmation; and a payment execution controller responsive to the payer option selection and funding confirmation, for initiating payment to a biller account on behalf of the payer.

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