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US Patent 7251656 Electronic payments using multiple unique payee identifiers

Patent 7251656 was granted and assigned to Checkfree on July, 2007 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent

Patent attributes

Current Assignee
‌
Checkfree
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
7251656
Patent Inventor Names
Blake Keown0
Peter Moenickheim0
Howard Baulch0
Adam Koltnow0
Date of Patent
July 31, 2007
Patent Application Number
10205615
Date Filed
July 26, 2002
Patent Citations Received
‌
US Patent 12106301 Secure payment processing
0
‌
US Patent 11694168 Real-time payment system, method, apparatus, and computer program
0
‌
US Patent 12014365 System and method for business payment information directory services
0
Patent Primary Examiner
‌
Cheryl Lewis
Patent abstract

To make a payment to a payee on behalf of a payor, the payment service provider receives, via a network, a first payment request to make a first payment to a payee on behalf of a first payor and a second payment request to make a second payment to the payee on behalf of a second payor. The first request has first identity information identifying the payee and the second request has second identity information identifying the payee. The payment service provider accesses first data associated with the first payor to identify a first unique payee identifier associated with the payee based on the first payee identity information and second data associated with the second payor to identify a different second unique payee identifier associated with the payee based on the second payee identity information. The payment service provider retrieves first electronic payment information for the payee based on the identified first unique payee identifier and different second electronic payment information for the payee based on the identified second unique payee identifier. The payment service provider can then direct a first electronic payment to the payee on behalf of the first payor based upon the retrieved first electronic payment information and a second electronic payment to the payee on behalf of the second payor based upon the retrieved second electronic payment information.

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